Last Updated: 02/01/2025

Welcome to Loans4Homes.ca. By using our website, services, or submitting any personal information through our platform, you agree to the following Terms and Conditions. Please read these terms carefully before using our services.

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1. General Terms

These Terms and Conditions govern your use of the Loans4Homes.ca website and services. By accessing or using our site, you agree to comply with and be bound by these terms. If you do not agree with any part of these terms, please refrain from using our services.

Loans4Homes.ca reserves the right to modify or update these terms at any time. Any changes will be reflected on this page, with the “Last Updated” date revised accordingly. It is your responsibility to review this page periodically for any updates.

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2. Use of the Website

You agree to use our website and services for lawful purposes only. You must not use the site:

• In any way that violates applicable local, state, national, or international law.
• To transmit any harmful, unlawful, or abusive content.
• To engage in unauthorized data collection or distribution.

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3. Privacy Policy

By using our website and services, you consent to the collection, use, and sharing of your personal information in accordance with our Privacy Policy. Please refer to the Privacy Policy section of our website for more information on how we collect and protect your personal data.

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4. Services Provided

Loans4Homes.ca provides information, tools, and resources to help users explore mortgage options and connect with mortgage professionals. We do not provide financial advice, and any information provided on this site should not be considered as financial advice. All decisions regarding mortgage products should be made in consultation with a qualified mortgage expert.

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5. User Accounts

Some features of our site may require you to create an account. You agree to:

• Provide accurate and complete information when registering.
• Keep your account login details confidential.
• Notify us immediately if you suspect unauthorized access to your account.

Loans4Homes.ca is not liable for any loss or damage arising from your failure to comply with these account security requirements.

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6. Third-Party Links

Our website may contain links to third-party websites that are not operated or controlled by Loans4Homes.ca. We are not responsible for the content, privacy practices, or services offered by these third parties. We encourage you to review the terms and privacy policies of any third-party websites before providing them with any personal information.

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7. Disclaimers

• Accuracy of Information: While we strive to ensure that all information on our website is accurate and up to date, we cannot guarantee its accuracy, completeness, or reliability.

• No Guarantee of Approval: Loans4Homes.ca does not guarantee approval for any loan or mortgage product. The availability of mortgage products and approval decisions depend on individual circumstances and lender criteria.

• No Liability: Loans4Homes.ca is not liable for any damages arising from the use of our website or services, including but not limited to direct, indirect, incidental, or consequential damages.

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8. Limitations of Liability

To the fullest extent permitted by law, Loans4Homes.ca is not liable for any direct, indirect, incidental, or punitive damages arising from the use of our website or services, or any other content or services obtained through our website.

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9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the province of Ontario, Canada. Any disputes or legal claims related to the use of our website or services will be subject to the jurisdiction of the courts located in Ontario.

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10. Indemnification

You agree to indemnify and hold harmless Loans4Homes.ca, its affiliates, employees, agents, and partners from any claims, losses, liabilities, or expenses (including legal fees) arising from your use of our website or services, your breach of these Terms and Conditions, or your violation of any laws or third-party rights.

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11. Termination

Loans4Homes.ca reserves the right to suspend or terminate your access to the website at any time, without notice, if we believe that you have violated these Terms and Conditions or engaged in unlawful behavior.

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12. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Loans4Homes.ca
[Insert Address]
[Insert Email Address]
[Insert Phone Number]