Last Updated: 02/25/2025

At Loans4Homes.ca, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services. By accessing or using our website, you agree to the terms of this Privacy Policy.

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1. Information We Collect

We collect various types of information when you use our website or services:

• Personal Information: This includes your name, email address, phone number, mailing address, and any other information you voluntarily provide when submitting forms, requesting quotes, or contacting us.
• Usage Data: We collect information about how you use our website, such as your IP address, browser type, operating system, and pages visited. This information helps us improve our website and tailor your experience.
• Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your browsing experience. Cookies help us analyze trends, track users’ movements around the site, and gather demographic information. You can control the use of cookies through your browser settings.

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2. How We Use Your Information

We use your information for various purposes, including:

• To Provide Services: To process your requests, offer mortgage quotes, connect you with loan officers, and provide the services you have requested.
• To Improve Our Website and Services: To enhance user experience, troubleshoot, and personalize content based on your interests and needs.
• To Communicate with You: To respond to your inquiries, send updates, or notify you about our services, promotions, and other relevant information.
• To Comply with Legal Obligations: To fulfill any legal requirements or obligations under applicable laws and regulations.

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3. How We Share Your Information

We respect your privacy and do not sell, rent, or trade your personal information. However, we may share your information in the following circumstances:

• With Third-Party Service Providers: We may share your information with trusted partners who assist us in providing services, such as mortgage brokers, lenders, and other affiliates. These service providers are obligated to protect your information and use it only for the services they provide.
• To Comply with Legal Requirements: We may disclose your information if required by law, court order, or governmental regulation.
• Business Transfers: In the event of a merger, acquisition, or sale of company assets, your personal information may be transferred as part of that transaction.

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4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

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5. Your Choices

You have the following rights regarding your personal information:

• Access and Correction: You can request access to or correction of the personal information we hold about you by contacting us directly.
• Opt-Out: You can choose not to receive marketing communications from us by following the unsubscribe instructions included in our emails or contacting us directly.
• Cookies: You can adjust your browser settings to refuse cookies or alert you when cookies are being sent. However, some features of our website may not function properly without cookies.

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6. Third-Party Links

Our website may contain links to third-party websites that are not operated or controlled by Loans4Homes.ca. We are not responsible for the privacy practices of these third-party sites. We encourage you to review the privacy policies of any external websites before providing them with your personal information.

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7. Children’s Privacy

Our services are not intended for children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that a child under 13 has provided personal information, we will take steps to delete such information.

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8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we update the policy, we will revise the “Last Updated” date at the top of this page. Please review this policy periodically for any updates.

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9. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact us at:

Loans4Homes.ca
[Insert Address]
[Insert Email Address]
[Insert Phone Number]